Heart Improvement Plan (HIP Streets)

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In 2009, the City of Loveland Public Works Department developed the conceptual plan for the Heart Improvement Plan (HIP Streets), which explored opportunities to enhance the streets within the historic core of Downtown Loveland. In 2017, after gathering public input, the plan was modernized to include a thoughtful and cost-effective approach to revitalizing 19 core blocks of Downtown Loveland.

The first phase of the Heart Improvement Plan – the 4th Street Revitalization – addresses the five blocks along 4th Street that extend from Garfield Avenue to Washington Avenue. The current effort is focused on improving 4th Street through streetscape enhancements, while the City of Loveland Water and Power Department works on upgrades to the utility infrastructure beneath the road. As this project is a significant effort, the City of Loveland and the Loveland Downtown Development Authority (DDA) have come together to finally bring this portion of the Heart Improvement Plan to fruition. We’re excited to reimagine our Downtown and it all starts with 4th Street.

Our project team is composed of local industry professionals who understand the importance of these improvements and are committed to making this a project our community can be proud of while embracing our historic core and creating a vibrant space that highlights our artistic community.

Project Vision

Create a functional, aesthetically pleasing, eclectic Downtown environment that facilitates business vitality, fosters a sense of community, and accentuates the identity of the Downtown commercial district.

Incorporate streetscaping as part of an existing major infrastructure project to minimize business impact and improve the built environment.

Project Impacts

By late February 2025, the City of Loveland aims to begin construction, starting with underground water and stormwater utility improvements. Once infrastructure improvements are complete, the City of Loveland will focus on surface improvements determined by the streetscape design. Between utility and streetscape improvements, each block is anticipated to take six to eight months to construct.

Pedestrian access to 4th Street businesses will remain open throughout the project, however, the road will be closed to vehicular traffic. Visitors can access the corridor by parking in lots along 5th Street and by using other nearby designated on-street parking. Visit the downtown parking webpage for a map of available parking options.

Updates

  • Adopted Concept Plans (2009)
  • Parking Studies (2018/2019)
  • Revised Modernization Plan (2017)
  • Infrastructure Assessment (2019)
  • 4th Street Construction Design and Drawings (2023)
    • Parking study updated
    • Present updated plans to LRFA, City Planning Commission, Loveland Parks and Recreation, APP, City Management and DDA Board (07/2023-08/2023)
    • First Open House at The Foundry to review public input (08/23/2023)
    • Second Open House at the Desk Chair Workspace to gather additional input (12/12/2023)
    • City Council Update (01/23/2024)

Project Goals

  • Focus on Economic Vitality
    • Attract new downtown visitors and patrons to encourage tourism
    • Minimize construction disruption
    • Finish the project with no business loss or claims
    • Allow for efficient access, parking and circulation
    • Catalyze business potential in under-utilized areas
  • Create a Comfortable and Inviting Downtown Experience Unique to Loveland
    • Create a safe environment that is activated at night and day
    • Develop a vibrant, engaging and unique streetscape as a regional destination
    • Capitalize on artistic spirit and attitude towards placemaking
    • Build upon the unique Downtown Loveland identity
    • Incorporate art and culture in design and user experience
    • Identity and History, unique to Loveland
  • Create a Flexible and Adaptable Streetscape
    • Flexible and functional space for a variety of uses
    • Allow for ease of seasonal programming needs
    • Inviting and appealing place for a broad demographic to stimulate diverse businesses
    • Design and build an easily maintained space
    • Create more safe and comfortable walking/pedestrian zones
  • Foster Partnerships for Long Term Success
    • Provide for sustained stakeholder engagement
    • Ensure Downtown Business support throughout project

Project Funding

On Tuesday, Nov. 19, 2024, Loveland’s City Council unanimously approved using Certificates of Participation (COPs) to help fund the Heart Improvement Plan’s 4th Street Revitalization project. The $24.5 million project will be paid for through a mix of Utility Enterprise Funds and COPs. Utility Enterprise Funds (Stormwater, Water and Power) will contribute $12 million, while the remaining $12.5 million will come from COPs paid by the Downtown Development Authority (DDA). No General Funds will be used for this project.

Stay Informed During Construction

Whether you live outside downtown or are directly affected by the construction, we have project updates tailored to your needs.

  • General Public Updates: Receive updates on essential project news, major milestones, city-wide impacts, and opportunities to get involved in marketing and community events.
  • Downtown Business/Resident Updates: Receive detailed information about construction impacts, traffic changes, neighborhood-specific updates, and how your business can participate in marketing campaigns and support programs.

To sign up for the project newsletter, join the Heart Improvement Plan Email List. To contact the project team, call the Public Works Department at 970-962-2524 or email HIPStreets@cityofloveland.org. Please allow at least 24-48 hours for a response. Thank you!

In 2009, the City of Loveland Public Works Department developed the conceptual plan for the Heart Improvement Plan (HIP Streets), which explored opportunities to enhance the streets within the historic core of Downtown Loveland. In 2017, after gathering public input, the plan was modernized to include a thoughtful and cost-effective approach to revitalizing 19 core blocks of Downtown Loveland.

The first phase of the Heart Improvement Plan – the 4th Street Revitalization – addresses the five blocks along 4th Street that extend from Garfield Avenue to Washington Avenue. The current effort is focused on improving 4th Street through streetscape enhancements, while the City of Loveland Water and Power Department works on upgrades to the utility infrastructure beneath the road. As this project is a significant effort, the City of Loveland and the Loveland Downtown Development Authority (DDA) have come together to finally bring this portion of the Heart Improvement Plan to fruition. We’re excited to reimagine our Downtown and it all starts with 4th Street.

Our project team is composed of local industry professionals who understand the importance of these improvements and are committed to making this a project our community can be proud of while embracing our historic core and creating a vibrant space that highlights our artistic community.

Project Vision

Create a functional, aesthetically pleasing, eclectic Downtown environment that facilitates business vitality, fosters a sense of community, and accentuates the identity of the Downtown commercial district.

Incorporate streetscaping as part of an existing major infrastructure project to minimize business impact and improve the built environment.

Project Impacts

By late February 2025, the City of Loveland aims to begin construction, starting with underground water and stormwater utility improvements. Once infrastructure improvements are complete, the City of Loveland will focus on surface improvements determined by the streetscape design. Between utility and streetscape improvements, each block is anticipated to take six to eight months to construct.

Pedestrian access to 4th Street businesses will remain open throughout the project, however, the road will be closed to vehicular traffic. Visitors can access the corridor by parking in lots along 5th Street and by using other nearby designated on-street parking. Visit the downtown parking webpage for a map of available parking options.

Updates

  • Adopted Concept Plans (2009)
  • Parking Studies (2018/2019)
  • Revised Modernization Plan (2017)
  • Infrastructure Assessment (2019)
  • 4th Street Construction Design and Drawings (2023)
    • Parking study updated
    • Present updated plans to LRFA, City Planning Commission, Loveland Parks and Recreation, APP, City Management and DDA Board (07/2023-08/2023)
    • First Open House at The Foundry to review public input (08/23/2023)
    • Second Open House at the Desk Chair Workspace to gather additional input (12/12/2023)
    • City Council Update (01/23/2024)

Project Goals

  • Focus on Economic Vitality
    • Attract new downtown visitors and patrons to encourage tourism
    • Minimize construction disruption
    • Finish the project with no business loss or claims
    • Allow for efficient access, parking and circulation
    • Catalyze business potential in under-utilized areas
  • Create a Comfortable and Inviting Downtown Experience Unique to Loveland
    • Create a safe environment that is activated at night and day
    • Develop a vibrant, engaging and unique streetscape as a regional destination
    • Capitalize on artistic spirit and attitude towards placemaking
    • Build upon the unique Downtown Loveland identity
    • Incorporate art and culture in design and user experience
    • Identity and History, unique to Loveland
  • Create a Flexible and Adaptable Streetscape
    • Flexible and functional space for a variety of uses
    • Allow for ease of seasonal programming needs
    • Inviting and appealing place for a broad demographic to stimulate diverse businesses
    • Design and build an easily maintained space
    • Create more safe and comfortable walking/pedestrian zones
  • Foster Partnerships for Long Term Success
    • Provide for sustained stakeholder engagement
    • Ensure Downtown Business support throughout project

Project Funding

On Tuesday, Nov. 19, 2024, Loveland’s City Council unanimously approved using Certificates of Participation (COPs) to help fund the Heart Improvement Plan’s 4th Street Revitalization project. The $24.5 million project will be paid for through a mix of Utility Enterprise Funds and COPs. Utility Enterprise Funds (Stormwater, Water and Power) will contribute $12 million, while the remaining $12.5 million will come from COPs paid by the Downtown Development Authority (DDA). No General Funds will be used for this project.

Stay Informed During Construction

Whether you live outside downtown or are directly affected by the construction, we have project updates tailored to your needs.

  • General Public Updates: Receive updates on essential project news, major milestones, city-wide impacts, and opportunities to get involved in marketing and community events.
  • Downtown Business/Resident Updates: Receive detailed information about construction impacts, traffic changes, neighborhood-specific updates, and how your business can participate in marketing campaigns and support programs.

To sign up for the project newsletter, join the Heart Improvement Plan Email List. To contact the project team, call the Public Works Department at 970-962-2524 or email HIPStreets@cityofloveland.org. Please allow at least 24-48 hours for a response. Thank you!

  • Weekly project updates 1/19/26 - 1/25/26

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    Hello, Loveland!

    Here are the project updates for this week (1/12/26-1/18/26).

    • City offices are closed Monday, Jan.19, but crews will be working.
    • Block 3 (Lincoln to Cleveland Avenue)
      • Block remains closed to vehicles; sidewalks are open for business access.
      • Replacement of fire hydrants, meters and fire lines continues.
    • Block 5 (Garfield to Railroad Avenue)
      • Block remains closed to vehicles; sidewalks are open for business access.
      • Crews are installing streetlights and seat walls.
      • Building header installation and sidewalk replacements are underway.

    Weather permitting, work activities are Monday-Saturday, 7:00 a.m. – 7:00 p.m. Please contact us with any questions at HipStreets@cityofloveland.org or 970-962-2524.

    Thank you for your continued support as we revitalize 4th Street!

  • Weekly project updates 1/12/26 - 1/18/26

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    Hello, Loveland!

    Here are the project updates for this week (1/12/26-1/18/26).

    • Block 3 (Lincoln to Cleveland Avenue)
      • Block remains closed to vehicles; sidewalks are open for business access.
      • Replacement of fire hydrants, meters and fire lines continues.
    • Block 4 (Cleveland to N. Railroad Avenue)
      • Crews will cut in a waterline cap at the northwest corner of 4th Street and Cleveland.
        • This work requires closing westbound 4th Street at Cleveland Avenue to the midblock alley for three days. Please see map below.
      • Sidewalks, eastbound 4th Street and Cleveland Avenue will remain open.
    • Block 5 (Garfield to Railroad Avenue)
      • Block remains closed to vehicles; sidewalks are open for business access.
      • Crews are installing streetlights and seat walls.
      • Power bore work on N. Railroad Avenue between 3rd and 4th Streets.
      • Building header installation and sidewalk replacements are underway.

    Weather permitting, work activities are Monday-Saturday, 7:00 a.m. – 7:00 p.m. Please contact us with any questions at HipStreets@cityofloveland.org or 970-962-2524.

    Thank you for your continued support as we revitalize 4th Street!

    Downtown Loveland construction plan showing active construction zones and detour availability, as well as parking alternatives.

  • Weekly project update 1/5/26 - 1/11/26

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    Hello, Loveland!

    Here are the project updates for this week (1/5/26-1/11/26).

      • Block 3 (Lincoln to Cleveland Avenue)
        •   Block remains closed to vehicles; sidewalks stay open for business access.
        •  Crews will extend the new waterline across the east side of Cleveland at E. 4th Street.
          • Expect alternating lane closures between E. 6th Street and E 3rd Street 1/5/26 – 1/9/26.
      • Block 5 (Garfield to Railroad Avenue)
        • Block remains closed to vehicles; sidewalks stay open for business access.
        • The Garfield Avenue and 4th Street intersection is open to northbound, southbound and westbound traffic.
        • Roadway paving is complete to the west crosswalks at Railroad Avenue (west); crews will begin Phase 1B in mid‑January, with pedestrians walking in the roadway using temporary bridges for business access.

    Weather permitting, work activities are Monday-Saturday, 7:00 a.m. – 7:00 p.m. Please contact us with any questions at HipStreets@cityofloveland.org(External link) or 970-962-2524.

    Thank you for your continued support as we revitalize 4th Street!

  • Weekly project updates 12/29/25 - 1/4/26

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    Hello, Loveland!

    Here are the project updates for this week (12/29/25-1/4/26).

    • No work Thursday, 1/1/26.
    • Block 3 (Lincoln to Cleveland Avenue)
      • The block is closed to vehicular traffic but remains open to pedestrians.
      • Crews are installing the 12” watermain and will start meter and fire line replacements.
      • Advance notification:
        • Cleveland Avenue will be reduced to one southbound lane of traffic the week of 1/5/26 to extend the new waterline across the roadway. Expect delays.
    • Block 5 (Garfield to Railroad Avenue)
      • This block is closed to vehicular traffic but remains open to pedestrians.
      • Concrete paving is complete on the south side of the road, and crews will pave the north half this week.
      • Advance notification:
        • Implementation of Phase 1B (sidewalk replacements) is anticipated to start mid-January.
        • During this phase, the road will remain closed to vehicles, and pedestrians will walk in the roadway with temporary bridges providing access to business entries.

    Weather permitting, work activities are Monday-Saturday, 7:00 a.m. – 7:00 p.m. Please contact us with any questions at HipStreets@cityofloveland.org or 970-962-2524.

    Thank you for your continued support as we revitalize 4th Street!

  • Weekly project updates 12/15/25 - 12/19/25

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    Hello, Loveland!

    Here are the project updates for next week (12/22/25-12/28/25).

    • No work will occur on 12/25/25 and 12/26/25.
    • Block 3 (Lincoln to Cleveland Avenues)
      • The block is closed to vehicular traffic but remains open to pedestrians.
      • Crews are installing the 12” watermain.
    • Block 5 (Garfield to Railroad Avenues)
      • This block is closed to vehicular traffic but remains open to pedestrians.
      • The Garfield and west 4th Street intersection will reopen to northbound, southbound and westbound traffic by the end of the day Wednesday, 12/24/25.
      • Concrete paving will begin this week.
      • Xcel will be potholing on the east Railroad Avenue for an unrelated project.

    Weather permitting, work activities are Monday-Saturday, 7:00 a.m. – 7:00 p.m. Please contact us with any questions at HipStreets@cityofloveland.org or 970-962-2524.

    Thank you for your continued support as we revitalize 4th Street!

  • Weekly project updates 12/8/25 - 12/12/25

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    Hello, Loveland!

    Here are the project updates for this week and next week (12/15/25-12/19/25).

    • Block 3 (Lincoln to Cleveland Avenue)
      • The block is closed to vehicular traffic but remains open to pedestrians.
      • Crews are installing the watermain.
      • On Friday, Dec. 19, the east/southbound lane of Cleveland will be closed for potholing activities.
    • Block 5 (Garfield to Railroad Avenue)
      • This block is closed to vehicular traffic but remains open to pedestrians.
      • Northbound Garfield at west 4th Street is currently closed.
      • The Garfield and 4th Street intersection will be closed on Thursday, Dec. 18, from 8:30 a a.m. – 3 p.m. for final concrete patching.
        • After this work is completed, the southbound lane will reopen, and northbound traffic will remain detoured.
      • Crews are installing electric boxes, concrete and preparing to pave the roadway.

    Weather permitting, work activities are Monday-Saturday, 7:00 a.m. – 7:00 p.m. Please contact us with any questions at HipStreets@cityofloveland.org or 970-962-2524.

    Thank you for your continued support as we revitalize 4th Street!

  • Weekly project updates 12/1/25 - 12/7/25

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    Hey, Loveland

    Here are the project updates for this week (12/1/25-12/7/25).

    • Block 5 (Garfield to Railroad Aveenues) boulder seat walls, irrigation sleeves, light pole foundations and concrete work.
    • Block 3 (Lincoln to Cleveland Avenues) construction begins Monday, December 1, 2025.
      • The block will be closed to vehicular traffic from the west side of Cleveland Avenue to the east side of Lincoln Avenue.
      • Pedestrian access will be maintained with fencing to ensure access to businesses.

    Weather permitting, work activities are Monday-Saturday, 7:00 a.m. – 7:00 p.m. Please contact us with any questions at HipStreets@cityofloveland.org or 970-962-2524.

    Thank you for your continued support as we revitalize 4th Street!

  • Weekly project updates 11/24/25 - 11/30/25

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    Hello, Loveland!

    Here are the project updates for next week (11/24/25-11/30/25).

    • The intersection of 4th Street and Railroad Avenue (west) will be closed Monday, Nov. 24 – Wednesday, Nov. 26 while utilities are installed across the intersection. Railroad Avenue parking lots will remain open but detoured around the work area.
    • Crews are installing concrete curb and gutter and irrigation sleeves in planter areas on Block 5 (Garfield to Railroad Avenues).
    • Block 3 (Lincoln to Cleveland Avenues) construction is scheduled to begin on Dec. 1, 2025. The block will be closed to vehicular traffic from the west side of Cleveland to the east side of Lincoln. Businesses and sidewalks will remain open at all times.
    • No work 11/27/25 – 11/30/25.

    Weather permitting, work activities are Monday-Saturday, 7:00 a.m. – 7:00 p.m. Please contact us with any questions at HipStreets@cityofloveland.org or 970-962-2524.

  • Weekly project updates 11/17/25 - 11/23/25

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    Hello, Loveland!

    Here are the project updates for next week (11/17/25-11/23/25).

    • Block 1 and Block 2 (Washington to Lincoln Avenues) will be open for the Festival of Lights celebration on Friday, Nov. 21, 2025.
    • Crews are installing concrete curb and gutter on Block 5 (Garfield to Railroad Avenues) in preparation for concrete paving. The intersection of 4th Street and Railroad Avenue (west) will be impacted by utility work this week. Please follow posted detour routes.
    • Block 3 (Lincoln to Cleveland Avenues) construction is scheduled to begin on Monday, Dec. 1, 2025.

    As construction continues, roads and parking may be temporarily impacted. For questions about where to park in downtown Loveland, visit https://www.lovgov.org/services/parking-in-loveland.

    Weather permitting, work activities are Monday-Saturday, 7:00 a.m. – 7:00 p.m. Please contact us with any questions at HipStreets@cityofloveland.org or 970-962-2524.

  • FOR RELEASE: Festival of Lights to mark completion of 4th Street Revitalization Blocks 1 and 2

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    LOVELAND, Colo. – Nov. 10, 2025 – Blocks 1 and 2 of the Heart Improvement Plan will be completed in time to host this year's Festival of Lights celebration on Friday, Nov. 21. The public is invited to see the 4th Street Revitalization project’s first milestone with a newly designed roadway and sidewalks. After the event, the finished blocks will be fully functional to motorists and pedestrians.

    “We’re deeply grateful for the patience and support shown by our downtown businesses and community throughout construction. This project has been decades in the making and completing these essential underground infrastructure improvements and long-envisioned streetscape improvements marks a major milestone for downtown Loveland. We’re excited to celebrate this progress together and welcome everyone back to experience the new space,” said City Engineer Nicole Hahn.

    “Strong downtowns drive strong economies,” said Loveland Downtown Development Director Sean Hawkins. “This project ensures Loveland’s core continues to grow and prosper. By improving infrastructure and activating event spaces, we’re creating new opportunities for local businesses to thrive.”

    On Monday, Feb. 24, the Heart Improvement Plan’s 4th Street Revitalization Project officially broke ground on Blocks 1 and 2. Construction on Block 5, between Railroad Avenue and Garfield Avenue, began on Monday, May 12. Crews completed major underground utility upgrades, improving water, stormwater, power, telecommunications, and gas systems. Above ground, streetscape improvements leveled sidewalks, enhanced pedestrian crossings, and prioritized walkability to better support community events and local businesses on the initial blocks.

    Frequently Asked Questions:

    What are the remaining improvements for Blocks 1 and 2?

    While Blocks 1 and 2 have completed the critical updates to utility and streetscape infrastructure, the installation of landscaping, irrigation and catenary lighting will begin in spring 2026 during warmer weather conditions. As part of Art in Public Places, the City of Loveland will install a selection of artworks along 4th Street once the project is completed.

    What do I need to know about the Festival of Lights?

    The Festival of Lights will take place on Friday, Nov. 21, from 5–8 p.m. on 4th Street between Washington and Railroad Avenues, as well as the Foundry Plaza. Parking is available at 5th Street and Railroad Avenue lots and the Foundry Parking Garage. On-street parking is also available throughout downtown. A map of the festival area and parking locations is provided below. For event details, visit downtownloveland.org/festivaloflights.

    Parking map for the Festival of Lights hosted on Friday, Nov. 21.

    What’s happening in Block 5 and when will it be completed?

    Construction continues with working hours from 7 a.m. to 7 p.m., Monday through Saturday. For this section, major utility upgrades have been completed for water, wastewater, electrical trenching and conduit installations. Grading for the new curb, gutter and concrete paving have begun and art pedestals and boulder seat walls will be installed. Work is expected to be completed in spring 2026.

    When will Block 3 and 4 begin?

    Lincoln to Cleveland Avenues (Block 3) will start construction on Monday, Dec. 1. Construction will include a full closure from Lincoln to Cleveland Avenues. While work commences, business access along this block will always be maintained. Construction will first address water infrastructure improvements then proceed with the remaining utility upgrades and streetscape enhancements. Block 4 construction will follow shortly after Block 5 by starting in late March 2026.

    What’s the timeline for completing each block?

    For both Phase 1A and Phase 1B, each block is estimated to be completed within 6-to-8 months. Extended time may occur due to delays in materials or weather. Phase 1A is identified as utility infrastructure improvements. Once completed, the project enters the second phase, Phase 1B, which focuses on street enhancements.

    How to stay in the loop

    Additional project details including construction phasing maps, images and other project updates can be found at lovgov.org/HIPStreets. To stay informed throughout construction, stakeholders can sign up for the Heart Improvement Plan project newsletter at go.lovgov.org/SubscribetoHIP. For questions or to contact the project team, call the Public Works Department at 970-962-2524 or email HIPStreets@CityofLoveland.org.

    About

    In 2009, the City of Loveland Public Works Department developed the conceptual plan for the Heart Improvement Plan (HIP Streets), which explored opportunities to enhance the streets within the historic core of Downtown Loveland. In 2017, after gathering public input, the plan was modernized to include a thoughtful and cost-effective approach to revitalizing 19 core blocks of Downtown Loveland.

    The first phase of the Heart Improvement Plan – the 4th Street Revitalization – addresses the five blocks along 4th Street that extend from N. Garfield Avenue to N. Washington Avenue. The current effort is focused on improving 4th Street through streetscape enhancements, while the City of Loveland Utilities Department works on upgrades to the infrastructure beneath the road. As this project is a significant effort, the City of Loveland and the Loveland Downtown Development Authority (DDA) have come together to finally bring this portion of the Heart Improvement Plan to fruition.

    Project Funding

    The Loveland City Council, with a unanimous vote, approved the Certificates of Participation (COPs) financing method providing funding for the Heart Improvement Plan’s 4th Street Revitalization project on Tuesday, Nov. 19, 2024. The project will be funded using a combination of Utility Enterprise Funds and COPs. Utility Enterprise Funds (Stormwater, Water, and Power) will provide $12 million of the project cost, with the remaining $12.5 million funded by COPs. The total estimated program cost for the project is $24.5 million. No General Fund dollars will be utilized or allocated to construct this project.

    ###

    CONTACTS: Illianna Milldrum, City of Loveland, Communication & Engagement Specialist
    970-962-2608, Illianna.Milldrum@cityofloveland.org

    Abby Powell, Downtown Development Authority, Assistant Director
    970-541-0605, apowell@lovelandpartnership.org

    City of Loveland side stacked logoLoveland Downtown Development Authority logo


Page last updated: 11 Mar 2026, 02:01 PM