Heart Improvement Plan (HIP Streets)
In 2009, the City of Loveland Public Works Department developed the conceptual plan for the Heart Improvement Plan (HIP Streets), which explored opportunities to enhance the streets within the historic core of Downtown Loveland. In 2017, after gathering public input, the plan was modernized to include a thoughtful and cost-effective approach to revitalizing 19 core blocks of Downtown Loveland.
The first phase of the Heart Improvement Plan – the 4th Street Revitalization – addresses the five blocks along 4th Street that extend from Garfield Avenue to Washington Avenue. The current effort is focused on improving 4th Street through streetscape enhancements, while the City of Loveland Water and Power Department works on upgrades to the utility infrastructure beneath the road. As this project is a significant effort, the City of Loveland and the Loveland Downtown Development Authority (DDA) have come together to finally bring this portion of the Heart Improvement Plan to fruition. We’re excited to reimagine our Downtown and it all starts with 4th Street.
Our project team is composed of local industry professionals who understand the importance of these improvements and are committed to making this a project our community can be proud of while embracing our historic core and creating a vibrant space that highlights our artistic community.
Project Vision
Create a functional, aesthetically pleasing, eclectic Downtown environment that facilitates business vitality, fosters a sense of community, and accentuates the identity of the Downtown commercial district.
Incorporate streetscaping as part of an existing major infrastructure project to minimize business impact and improve the built environment.
Project Impacts
By late February 2025, the City of Loveland aims to begin construction, starting with underground water and stormwater utility improvements. Once infrastructure improvements are complete, the City of Loveland will focus on surface improvements determined by the streetscape design. Between utility and streetscape improvements, each block is anticipated to take six to eight months to construct.
Pedestrian access to 4th Street businesses will remain open throughout the project, however, the road will be closed to vehicular traffic. Visitors can access the corridor by parking in lots along 5th Street and by using other nearby designated on-street parking. Visit the downtown parking webpage for a map of available parking options.
Updates
- Adopted Concept Plans (2009)
- Parking Studies (2018/2019)
- Revised Modernization Plan (2017)
- Infrastructure Assessment (2019)
- 4th Street Construction Design and Drawings (2023)
- Parking study updated
- Present updated plans to LRFA, City Planning Commission, Loveland Parks and Recreation, APP, City Management and DDA Board (07/2023-08/2023)
- First Open House at The Foundry to review public input (08/23/2023)
- Second Open House at the Desk Chair Workspace to gather additional input (12/12/2023)
- City Council Update (01/23/2024)
Project Goals
- Focus on Economic Vitality
- Attract new downtown visitors and patrons to encourage tourism
- Minimize construction disruption
- Finish the project with no business loss or claims
- Allow for efficient access, parking and circulation
- Catalyze business potential in under-utilized areas
- Create a Comfortable and Inviting Downtown Experience Unique to Loveland
- Create a safe environment that is activated at night and day
- Develop a vibrant, engaging and unique streetscape as a regional destination
- Capitalize on artistic spirit and attitude towards placemaking
- Build upon the unique Downtown Loveland identity
- Incorporate art and culture in design and user experience
- Identity and History, unique to Loveland
- Create a Flexible and Adaptable Streetscape
- Flexible and functional space for a variety of uses
- Allow for ease of seasonal programming needs
- Inviting and appealing place for a broad demographic to stimulate diverse businesses
- Design and build an easily maintained space
- Create more safe and comfortable walking/pedestrian zones
- Foster Partnerships for Long Term Success
- Provide for sustained stakeholder engagement
- Ensure Downtown Business support throughout project
Project Funding
On Tuesday, Nov. 19, 2024, Loveland’s City Council unanimously approved using Certificates of Participation (COPs) to help fund the Heart Improvement Plan’s 4th Street Revitalization project. The $24.5 million project will be paid for through a mix of Utility Enterprise Funds and COPs. Utility Enterprise Funds (Stormwater, Water and Power) will contribute $12 million, while the remaining $12.5 million will come from COPs paid by the Downtown Development Authority (DDA). No General Funds will be used for this project.
Stay Informed During Construction
Whether you live outside downtown or are directly affected by the construction, we have project updates tailored to your needs.
- General Public Updates: Receive updates on essential project news, major milestones, city-wide impacts, and opportunities to get involved in marketing and community events.
- Downtown Business/Resident Updates: Receive detailed information about construction impacts, traffic changes, neighborhood-specific updates, and how your business can participate in marketing campaigns and support programs.
To sign up for the project newsletter, join the Heart Improvement Plan Email List. To contact the project team, call the Public Works Department at 970-962-2524 or email HIPStreets@cityofloveland.org. Please allow at least 24-48 hours for a response. Thank you!
In 2009, the City of Loveland Public Works Department developed the conceptual plan for the Heart Improvement Plan (HIP Streets), which explored opportunities to enhance the streets within the historic core of Downtown Loveland. In 2017, after gathering public input, the plan was modernized to include a thoughtful and cost-effective approach to revitalizing 19 core blocks of Downtown Loveland.
The first phase of the Heart Improvement Plan – the 4th Street Revitalization – addresses the five blocks along 4th Street that extend from Garfield Avenue to Washington Avenue. The current effort is focused on improving 4th Street through streetscape enhancements, while the City of Loveland Water and Power Department works on upgrades to the utility infrastructure beneath the road. As this project is a significant effort, the City of Loveland and the Loveland Downtown Development Authority (DDA) have come together to finally bring this portion of the Heart Improvement Plan to fruition. We’re excited to reimagine our Downtown and it all starts with 4th Street.
Our project team is composed of local industry professionals who understand the importance of these improvements and are committed to making this a project our community can be proud of while embracing our historic core and creating a vibrant space that highlights our artistic community.
Project Vision
Create a functional, aesthetically pleasing, eclectic Downtown environment that facilitates business vitality, fosters a sense of community, and accentuates the identity of the Downtown commercial district.
Incorporate streetscaping as part of an existing major infrastructure project to minimize business impact and improve the built environment.
Project Impacts
By late February 2025, the City of Loveland aims to begin construction, starting with underground water and stormwater utility improvements. Once infrastructure improvements are complete, the City of Loveland will focus on surface improvements determined by the streetscape design. Between utility and streetscape improvements, each block is anticipated to take six to eight months to construct.
Pedestrian access to 4th Street businesses will remain open throughout the project, however, the road will be closed to vehicular traffic. Visitors can access the corridor by parking in lots along 5th Street and by using other nearby designated on-street parking. Visit the downtown parking webpage for a map of available parking options.
Updates
- Adopted Concept Plans (2009)
- Parking Studies (2018/2019)
- Revised Modernization Plan (2017)
- Infrastructure Assessment (2019)
- 4th Street Construction Design and Drawings (2023)
- Parking study updated
- Present updated plans to LRFA, City Planning Commission, Loveland Parks and Recreation, APP, City Management and DDA Board (07/2023-08/2023)
- First Open House at The Foundry to review public input (08/23/2023)
- Second Open House at the Desk Chair Workspace to gather additional input (12/12/2023)
- City Council Update (01/23/2024)
Project Goals
- Focus on Economic Vitality
- Attract new downtown visitors and patrons to encourage tourism
- Minimize construction disruption
- Finish the project with no business loss or claims
- Allow for efficient access, parking and circulation
- Catalyze business potential in under-utilized areas
- Create a Comfortable and Inviting Downtown Experience Unique to Loveland
- Create a safe environment that is activated at night and day
- Develop a vibrant, engaging and unique streetscape as a regional destination
- Capitalize on artistic spirit and attitude towards placemaking
- Build upon the unique Downtown Loveland identity
- Incorporate art and culture in design and user experience
- Identity and History, unique to Loveland
- Create a Flexible and Adaptable Streetscape
- Flexible and functional space for a variety of uses
- Allow for ease of seasonal programming needs
- Inviting and appealing place for a broad demographic to stimulate diverse businesses
- Design and build an easily maintained space
- Create more safe and comfortable walking/pedestrian zones
- Foster Partnerships for Long Term Success
- Provide for sustained stakeholder engagement
- Ensure Downtown Business support throughout project
Project Funding
On Tuesday, Nov. 19, 2024, Loveland’s City Council unanimously approved using Certificates of Participation (COPs) to help fund the Heart Improvement Plan’s 4th Street Revitalization project. The $24.5 million project will be paid for through a mix of Utility Enterprise Funds and COPs. Utility Enterprise Funds (Stormwater, Water and Power) will contribute $12 million, while the remaining $12.5 million will come from COPs paid by the Downtown Development Authority (DDA). No General Funds will be used for this project.
Stay Informed During Construction
Whether you live outside downtown or are directly affected by the construction, we have project updates tailored to your needs.
- General Public Updates: Receive updates on essential project news, major milestones, city-wide impacts, and opportunities to get involved in marketing and community events.
- Downtown Business/Resident Updates: Receive detailed information about construction impacts, traffic changes, neighborhood-specific updates, and how your business can participate in marketing campaigns and support programs.
To sign up for the project newsletter, join the Heart Improvement Plan Email List. To contact the project team, call the Public Works Department at 970-962-2524 or email HIPStreets@cityofloveland.org. Please allow at least 24-48 hours for a response. Thank you!
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Weekly project updates 1/19/26 - 1/25/26
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Here are the project updates for this week (1/12/26-1/18/26).
- City offices are closed Monday, Jan.19, but crews will be working.
- Block 3 (Lincoln to Cleveland Avenue)
- Block remains closed to vehicles; sidewalks are open for business access.
- Replacement of fire hydrants, meters and fire lines continues.
- Block 5 (Garfield to Railroad Avenue)
- Block remains closed to vehicles; sidewalks are open for business access.
- Crews are installing streetlights and seat walls.
- Building header installation and sidewalk replacements are underway.
Weather permitting, work activities are Monday-Saturday, 7:00 a.m. – 7:00 p.m. Please contact us with any questions at HipStreets@cityofloveland.org or 970-962-2524.
Thank you for your continued support as we revitalize 4th Street!
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Weekly project updates 1/12/26 - 1/18/26
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Here are the project updates for this week (1/12/26-1/18/26).
- Block 3 (Lincoln to Cleveland Avenue)
- Block remains closed to vehicles; sidewalks are open for business access.
- Replacement of fire hydrants, meters and fire lines continues.
- Block 4 (Cleveland to N. Railroad Avenue)
- Crews will cut in a waterline cap at the northwest corner of 4th Street and Cleveland.
- This work requires closing westbound 4th Street at Cleveland Avenue to the midblock alley for three days. Please see map below.
- Sidewalks, eastbound 4th Street and Cleveland Avenue will remain open.
- Crews will cut in a waterline cap at the northwest corner of 4th Street and Cleveland.
- Block 5 (Garfield to Railroad Avenue)
- Block remains closed to vehicles; sidewalks are open for business access.
- Crews are installing streetlights and seat walls.
- Power bore work on N. Railroad Avenue between 3rd and 4th Streets.
- Building header installation and sidewalk replacements are underway.
Weather permitting, work activities are Monday-Saturday, 7:00 a.m. – 7:00 p.m. Please contact us with any questions at HipStreets@cityofloveland.org or 970-962-2524.
Thank you for your continued support as we revitalize 4th Street!
Downtown Loveland construction plan showing active construction zones and detour availability, as well as parking alternatives. - Block 3 (Lincoln to Cleveland Avenue)
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Weekly project update 1/5/26 - 1/11/26
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Here are the project updates for this week (1/5/26-1/11/26).
- Block 3 (Lincoln to Cleveland Avenue)
- Block remains closed to vehicles; sidewalks stay open for business access.
- Crews will extend the new waterline across the east side of Cleveland at E. 4th Street.
- Expect alternating lane closures between E. 6th Street and E 3rd Street 1/5/26 – 1/9/26.
- Block 5 (Garfield to Railroad Avenue)
- Block remains closed to vehicles; sidewalks stay open for business access.
- The Garfield Avenue and 4th Street intersection is open to northbound, southbound and westbound traffic.
- Roadway paving is complete to the west crosswalks at Railroad Avenue (west); crews will begin Phase 1B in mid‑January, with pedestrians walking in the roadway using temporary bridges for business access.
Weather permitting, work activities are Monday-Saturday, 7:00 a.m. – 7:00 p.m. Please contact us with any questions at HipStreets@cityofloveland.org(External link) or 970-962-2524.
Thank you for your continued support as we revitalize 4th Street!
- Block 3 (Lincoln to Cleveland Avenue)
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Weekly project updates 12/29/25 - 1/4/26
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Here are the project updates for this week (12/29/25-1/4/26).
- No work Thursday, 1/1/26.
- Block 3 (Lincoln to Cleveland Avenue)
- The block is closed to vehicular traffic but remains open to pedestrians.
- Crews are installing the 12” watermain and will start meter and fire line replacements.
- Advance notification:
- Cleveland Avenue will be reduced to one southbound lane of traffic the week of 1/5/26 to extend the new waterline across the roadway. Expect delays.
- Block 5 (Garfield to Railroad Avenue)
- This block is closed to vehicular traffic but remains open to pedestrians.
- Concrete paving is complete on the south side of the road, and crews will pave the north half this week.
- Advance notification:
- Implementation of Phase 1B (sidewalk replacements) is anticipated to start mid-January.
- During this phase, the road will remain closed to vehicles, and pedestrians will walk in the roadway with temporary bridges providing access to business entries.
Weather permitting, work activities are Monday-Saturday, 7:00 a.m. – 7:00 p.m. Please contact us with any questions at HipStreets@cityofloveland.org or 970-962-2524.
Thank you for your continued support as we revitalize 4th Street!
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Weekly project updates 12/15/25 - 12/19/25
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Here are the project updates for next week (12/22/25-12/28/25).
- No work will occur on 12/25/25 and 12/26/25.
- Block 3 (Lincoln to Cleveland Avenues)
- The block is closed to vehicular traffic but remains open to pedestrians.
- Crews are installing the 12” watermain.
- Block 5 (Garfield to Railroad Avenues)
- This block is closed to vehicular traffic but remains open to pedestrians.
- The Garfield and west 4th Street intersection will reopen to northbound, southbound and westbound traffic by the end of the day Wednesday, 12/24/25.
- Concrete paving will begin this week.
- Xcel will be potholing on the east Railroad Avenue for an unrelated project.
Weather permitting, work activities are Monday-Saturday, 7:00 a.m. – 7:00 p.m. Please contact us with any questions at HipStreets@cityofloveland.org or 970-962-2524.
Thank you for your continued support as we revitalize 4th Street!
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Weekly project updates 12/8/25 - 12/12/25
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Here are the project updates for this week and next week (12/15/25-12/19/25).
- Block 3 (Lincoln to Cleveland Avenue)
- The block is closed to vehicular traffic but remains open to pedestrians.
- Crews are installing the watermain.
- On Friday, Dec. 19, the east/southbound lane of Cleveland will be closed for potholing activities.
- Block 5 (Garfield to Railroad Avenue)
- This block is closed to vehicular traffic but remains open to pedestrians.
- Northbound Garfield at west 4th Street is currently closed.
- The Garfield and 4th Street intersection will be closed on Thursday, Dec. 18, from 8:30 a a.m. – 3 p.m. for final concrete patching.
- After this work is completed, the southbound lane will reopen, and northbound traffic will remain detoured.
- Crews are installing electric boxes, concrete and preparing to pave the roadway.
Weather permitting, work activities are Monday-Saturday, 7:00 a.m. – 7:00 p.m. Please contact us with any questions at HipStreets@cityofloveland.org or 970-962-2524.
Thank you for your continued support as we revitalize 4th Street!
- Block 3 (Lincoln to Cleveland Avenue)
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Weekly project updates 12/1/25 - 12/7/25
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Here are the project updates for this week (12/1/25-12/7/25).
- Block 5 (Garfield to Railroad Aveenues) boulder seat walls, irrigation sleeves, light pole foundations and concrete work.
- Block 3 (Lincoln to Cleveland Avenues) construction begins Monday, December 1, 2025.
- The block will be closed to vehicular traffic from the west side of Cleveland Avenue to the east side of Lincoln Avenue.
- Pedestrian access will be maintained with fencing to ensure access to businesses.
Weather permitting, work activities are Monday-Saturday, 7:00 a.m. – 7:00 p.m. Please contact us with any questions at HipStreets@cityofloveland.org or 970-962-2524.
Thank you for your continued support as we revitalize 4th Street!
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Weekly project updates 11/24/25 - 11/30/25
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Here are the project updates for next week (11/24/25-11/30/25).
- The intersection of 4th Street and Railroad Avenue (west) will be closed Monday, Nov. 24 – Wednesday, Nov. 26 while utilities are installed across the intersection. Railroad Avenue parking lots will remain open but detoured around the work area.
- Crews are installing concrete curb and gutter and irrigation sleeves in planter areas on Block 5 (Garfield to Railroad Avenues).
- Block 3 (Lincoln to Cleveland Avenues) construction is scheduled to begin on Dec. 1, 2025. The block will be closed to vehicular traffic from the west side of Cleveland to the east side of Lincoln. Businesses and sidewalks will remain open at all times.
- No work 11/27/25 – 11/30/25.
Weather permitting, work activities are Monday-Saturday, 7:00 a.m. – 7:00 p.m. Please contact us with any questions at HipStreets@cityofloveland.org or 970-962-2524.
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Weekly project updates 11/17/25 - 11/23/25
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Here are the project updates for next week (11/17/25-11/23/25).
- Block 1 and Block 2 (Washington to Lincoln Avenues) will be open for the Festival of Lights celebration on Friday, Nov. 21, 2025.
- The road will also be open to vehicles and parking on Saturday, Nov. 22, 2025
- For Festival of Light details, visit https://www.downtownloveland.org/festivaloflights
- Crews are installing concrete curb and gutter on Block 5 (Garfield to Railroad Avenues) in preparation for concrete paving. The intersection of 4th Street and Railroad Avenue (west) will be impacted by utility work this week. Please follow posted detour routes.
- Block 3 (Lincoln to Cleveland Avenues) construction is scheduled to begin on Monday, Dec. 1, 2025.
As construction continues, roads and parking may be temporarily impacted. For questions about where to park in downtown Loveland, visit https://www.lovgov.org/services/parking-in-loveland.
Weather permitting, work activities are Monday-Saturday, 7:00 a.m. – 7:00 p.m. Please contact us with any questions at HipStreets@cityofloveland.org or 970-962-2524.
- Block 1 and Block 2 (Washington to Lincoln Avenues) will be open for the Festival of Lights celebration on Friday, Nov. 21, 2025.
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FOR RELEASE: Festival of Lights to mark completion of 4th Street Revitalization Blocks 1 and 2
Share FOR RELEASE: Festival of Lights to mark completion of 4th Street Revitalization Blocks 1 and 2 on Facebook Share FOR RELEASE: Festival of Lights to mark completion of 4th Street Revitalization Blocks 1 and 2 on Twitter Share FOR RELEASE: Festival of Lights to mark completion of 4th Street Revitalization Blocks 1 and 2 on Linkedin Email FOR RELEASE: Festival of Lights to mark completion of 4th Street Revitalization Blocks 1 and 2 linkLOVELAND, Colo. – Nov. 10, 2025 – Blocks 1 and 2 of the Heart Improvement Plan will be completed in time to host this year's Festival of Lights celebration on Friday, Nov. 21. The public is invited to see the 4th Street Revitalization project’s first milestone with a newly designed roadway and sidewalks. After the event, the finished blocks will be fully functional to motorists and pedestrians.
“We’re deeply grateful for the patience and support shown by our downtown businesses and community throughout construction. This project has been decades in the making and completing these essential underground infrastructure improvements and long-envisioned streetscape improvements marks a major milestone for downtown Loveland. We’re excited to celebrate this progress together and welcome everyone back to experience the new space,” said City Engineer Nicole Hahn.
“Strong downtowns drive strong economies,” said Loveland Downtown Development Director Sean Hawkins. “This project ensures Loveland’s core continues to grow and prosper. By improving infrastructure and activating event spaces, we’re creating new opportunities for local businesses to thrive.”
On Monday, Feb. 24, the Heart Improvement Plan’s 4th Street Revitalization Project officially broke ground on Blocks 1 and 2. Construction on Block 5, between Railroad Avenue and Garfield Avenue, began on Monday, May 12. Crews completed major underground utility upgrades, improving water, stormwater, power, telecommunications, and gas systems. Above ground, streetscape improvements leveled sidewalks, enhanced pedestrian crossings, and prioritized walkability to better support community events and local businesses on the initial blocks.
Frequently Asked Questions:
What are the remaining improvements for Blocks 1 and 2?
While Blocks 1 and 2 have completed the critical updates to utility and streetscape infrastructure, the installation of landscaping, irrigation and catenary lighting will begin in spring 2026 during warmer weather conditions. As part of Art in Public Places, the City of Loveland will install a selection of artworks along 4th Street once the project is completed.
What do I need to know about the Festival of Lights?
The Festival of Lights will take place on Friday, Nov. 21, from 5–8 p.m. on 4th Street between Washington and Railroad Avenues, as well as the Foundry Plaza. Parking is available at 5th Street and Railroad Avenue lots and the Foundry Parking Garage. On-street parking is also available throughout downtown. A map of the festival area and parking locations is provided below. For event details, visit downtownloveland.org/festivaloflights.
Parking map for the Festival of Lights hosted on Friday, Nov. 21.What’s happening in Block 5 and when will it be completed?
Construction continues with working hours from 7 a.m. to 7 p.m., Monday through Saturday. For this section, major utility upgrades have been completed for water, wastewater, electrical trenching and conduit installations. Grading for the new curb, gutter and concrete paving have begun and art pedestals and boulder seat walls will be installed. Work is expected to be completed in spring 2026.
When will Block 3 and 4 begin?
Lincoln to Cleveland Avenues (Block 3) will start construction on Monday, Dec. 1. Construction will include a full closure from Lincoln to Cleveland Avenues. While work commences, business access along this block will always be maintained. Construction will first address water infrastructure improvements then proceed with the remaining utility upgrades and streetscape enhancements. Block 4 construction will follow shortly after Block 5 by starting in late March 2026.
What’s the timeline for completing each block?
For both Phase 1A and Phase 1B, each block is estimated to be completed within 6-to-8 months. Extended time may occur due to delays in materials or weather. Phase 1A is identified as utility infrastructure improvements. Once completed, the project enters the second phase, Phase 1B, which focuses on street enhancements.
How to stay in the loop
Additional project details including construction phasing maps, images and other project updates can be found at lovgov.org/HIPStreets. To stay informed throughout construction, stakeholders can sign up for the Heart Improvement Plan project newsletter at go.lovgov.org/SubscribetoHIP. For questions or to contact the project team, call the Public Works Department at 970-962-2524 or email HIPStreets@CityofLoveland.org.
About
In 2009, the City of Loveland Public Works Department developed the conceptual plan for the Heart Improvement Plan (HIP Streets), which explored opportunities to enhance the streets within the historic core of Downtown Loveland. In 2017, after gathering public input, the plan was modernized to include a thoughtful and cost-effective approach to revitalizing 19 core blocks of Downtown Loveland.
The first phase of the Heart Improvement Plan – the 4th Street Revitalization – addresses the five blocks along 4th Street that extend from N. Garfield Avenue to N. Washington Avenue. The current effort is focused on improving 4th Street through streetscape enhancements, while the City of Loveland Utilities Department works on upgrades to the infrastructure beneath the road. As this project is a significant effort, the City of Loveland and the Loveland Downtown Development Authority (DDA) have come together to finally bring this portion of the Heart Improvement Plan to fruition.
Project Funding
The Loveland City Council, with a unanimous vote, approved the Certificates of Participation (COPs) financing method providing funding for the Heart Improvement Plan’s 4th Street Revitalization project on Tuesday, Nov. 19, 2024. The project will be funded using a combination of Utility Enterprise Funds and COPs. Utility Enterprise Funds (Stormwater, Water, and Power) will provide $12 million of the project cost, with the remaining $12.5 million funded by COPs. The total estimated program cost for the project is $24.5 million. No General Fund dollars will be utilized or allocated to construct this project.
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CONTACTS: Illianna Milldrum, City of Loveland, Communication & Engagement Specialist
970-962-2608, Illianna.Milldrum@cityofloveland.orgAbby Powell, Downtown Development Authority, Assistant Director
970-541-0605, apowell@lovelandpartnership.org

Stay Informed (Custom)
Project Timeline
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Design
Heart Improvement Plan (HIP Streets) has finished this stageSummer 2023 – Fall 2024
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Construction Start
Heart Improvement Plan (HIP Streets) is currently at this stageFebruary 24, 2025 - February 2026
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Finish
this is an upcoming stage for Heart Improvement Plan (HIP Streets)November 2026
FAQs
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Trees
- What are the main reasons the project chose to remove the existing trees instead of incorporating them into the new design?
- What are the varieties of the new trees and why were they chosen for this project?
- What are the variety of plants/bushes/grasses and why were they chosen?
- Are any of the varieties of trees / plants native to Colorado?
- What's the tree growth rate and what's the approximate size of trees that will be planted?
- How will the new irrigation system be installed and what will the water requirements to keep the new garden beds alive?
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General
- HIP Streets is a project that has been discussed for many years. What triggered the launch of the 4th Street portion of the project?
- What is happening to the plaza at the former Mr. Neats?
- How is the project being funded?
- What are some of the major street and sidewalk changes that have been considered for the corridor?
- What is the plan for the pocket park at 4th and Lincoln?
- How will artwork, both existing and new, be incorporated into the final project?
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Parking
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Bike Access
Videos
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Click here to play video
Heart Improvement Plan: Century-old waterline pipe gets upgrade at Railroad Avenue and 4th Street
In February 2026, City of Loveland Utilities replaced a century-old, 10-inch, cast-iron water pipe beneath the tracks at Railroad and 4th with a new 12-inch PVC pipe, set within a larger steel casing for protection. The older pipe, buried a mere four feet below and across the railway tracks, has supplied water to the residents and businesses of Fourth Street since 1924—from serving a population of around 5,600 to 85,000 people today. The construction is part of an ambitious downtown renovation project called the 4th Street Revitalization Project, the first phase of the comprehensive Heart Improvement Plan (HIP Streets) that centers on upgrading and improving deteriorating infrastructure such as utilities, roads and sidewalks in the “heart” of downtown Loveland.
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Click here to play video
Heart Improvement Plan - Downtown Parking
Navigating downtown Loveland during construction? We’ve got you covered.
If you’re looking to access 4th Street in between Lincoln and Cleveland, the Foundry Parking Garage is a great parking option, offering quick and convenient access with a pass-through via the Rialto Bridge Project, available Monday–Friday from 6 a.m. to 9 p.m.
Downtown businesses remain open and ready to welcome you. Come support your favorite downtown Loveland establishments and check out the improvements!
For additional parking options and easy-to-follow parking maps, visit our website, lovgov.org/HIPStreets.
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Heart Improvement Plan | 4th Street Revitalization: Construction Update - September 2025
The Heart Improvement Plan began its first phase in February 2025, replacing aging utility infrastructure and launching 4th Street’s revitalization. The project started on the east end of 4th Street with Block 1 (Washington to Jefferson Avenues) and Block 2 (Jefferson to Lincoln Avenues). Groundbreaking of Block 5 (Railroad to Garfield Avenues) followed in mid-May.
✅ The underground utilities that have been replaced in the first two blocks are the existing 100+ year old water line, all of the storm sewer infrastructure, new electrical conduits for street lights, event power, communications and traffic.
✅ New concrete curbs and planters have been poured in Blocks 1 and 2. Sandstone seat-walls and art plinths have been placed along the street for sculptures provided by Art in Public Places (four per block).
✅ All utilities including water, storm sewer, electric and communications have been run across the 4th Street and Lincoln Avenue intersection, and a new transformer is being placed at the northeast corner to supply the new lighting and power along 4th Street.
✅ Concrete paving of the road in the first two blocks has started. Crews have shifted to Phase 1B on Block 1, which focuses on the sidewalk and street-scaping portion of the project.
✅ Water and stormwater work have been completed in Block 5. Electrical lines and conduit are currently being installed for streetlights, event power, communications and traffic.
✅ In Block 5, stone seat walls and art plinths will soon be placed. Crews will then move to curbs, planters, and concrete paving.
Stay informed with project details, maps, and subscribe to the project newsletter at: lovgov.org/HIPStreets.
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Heart Improvement Plan | 4th Street Revitalization's Groundbreaking
On Wednesday, February 26, the City of Loveland and the Loveland Downtown Development Authority took a step toward investing in downtown Loveland with a groundbreaking of the 4th Street Revitalization Project— the first piece of part of the Heart Improvement Plan (HIP Streets). As a whole, HIP Streets has been discussed for decades, where the project's focus is updating critical underground infrastructure for reliability and safety, addressing ADA accommodations, and cultivating a more pedestrian-friendly atmosphere to bring more visitors and businesses downtown.
Speakers included the City of Loveland's Mayor Jacki Marsh, Mayor Pro Tem Jon Mallo, City Engineer Nicole Hahn, City Water Engineer Donald Cecil and DDA Executive Director Sean Hawkins. The event welcomed partners, downtown businesses, current and previous City staff, and others who helped bring this vision to life.
As construction progresses, stay in the loop by visiting lovgov.org/HIPStreets.
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Heart Improvement Plan | 4th Street Revitalization Project: Project Overview
The Heart Improvement Plan | 4th Street Revitalization project welcomes the community in on a more in-depth view of the improvements coming to downtown Loveland. The project aims to bring new utility infrastructure and streetscape enhancements to transform downtown Loveland into a vibrant gathering space that fosters business vitality. ✨
Before construction begins, the project team sat down with the Loveland Downtown Development Authority, local business owners along 4th Street and City staff to share about the upcoming improvements and what the project will bring to our beloved downtown. The project will begin construction on Monday, Feb. 24. Although Lincoln to Garfield Avenue will be under construction, pedestrian accesses and business entrances will always be maintained. We welcome the community to come downtown and check out the progress!
Documents
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Notices
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2025-10-10_Washington Avenue and 4th Street Southbound Closure (2.81 MB) (pdf)
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2025-04-21_DirectMailer_RESIDENT_FINAL.pdf (574 KB) (pdf)
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2025-01-06_Door to Door Letter_HipStreets_TO MAIL (427 KB) (pdf)
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2025-01-02_Notice of Work_XcelEnergy_4th_Lincoln to Jefferson (880 KB) (pdf)
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Notice of Work - November 2024 Striping_FINAL (321 KB) (pdf)
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Project Newsletters
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Funding
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Letters of Support
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Letter of Support Chamber of Commerce HIP (51.7 KB) (pdf)
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Historic Preservation Commission Letter of Support (666 KB) (pdf)
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Transportation Advisory Board Letter of Support (663 KB) (pdf)
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Citizens_ Finance Advisory Commission Resolution of Support (638 KB) (pdf)
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VAC letter of support_DDA 10162024 (2.27 MB) (docx)
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City Council Meetings
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AIR-102611 - Feb. 4, 2025 (178 KB) (pdf)
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Ordinance - Feb. 4, 2025 (128 KB) (pdf)
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AIR-102564 - Nov. 14, 2024 (180 KB) (pdf)
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Ordinance - Nov. 14, 2024 (227 KB) (pdf)
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Att 2 Preliminary Offering Statement-compressed (943 KB) (pdf)
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Att 3 Certificate Purchase Agreement (1.04 MB) (pdf)
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Att 4 Trust Indenture (1.25 MB) (pdf)
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Att 5 Site and Improvement Lease Agreement (832 KB) (pdf)
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Att 6 Lease Purchase Agreement (1.12 MB) (pdf)
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Att 7 Cooperation Agreement between the City _ the DDA (731 KB) (pdf)
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Att 8 Continuing Disclosure Certificate (756 KB) (pdf)
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Presentations
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Parking
Who's Listening
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Phone 970-962-2558 Email michelle.aschenbrenner@cityofloveland.org -
Phone 970-962-3702 Email donald.cecil@cityofloveland.org -
Phone 970-699-2856 Email SHawkins@lovelandpartnership.org -
Phone 970-541-0605 Email apowell@lovelandpartnership.org -
Phone 970-962-2608 Email illianna.milldrum@cityofloveland.org
Events and Meetings on This Topic
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March 09 2026
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February 26 2025
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February 18 2025
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February 04 2025
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December 03 2024
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November 19 2024
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November 13 2024
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September 24 2024
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September 17 2024
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January 23 2024
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December 12 2023
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September 21 2023
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September 12 2023
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August 23 2023
















