Heart Improvement Plan (HIP Streets)
In 2009, the City of Loveland Public Works Department developed the conceptual plan for the Heart Improvement Plan (HIP Streets), which explored opportunities to enhance the streets within the historic core of Downtown Loveland. In 2017, after gathering public input, the plan was modernized to include a thoughtful and cost-effective approach to revitalizing 19 core blocks of Downtown Loveland.
The first phase of the Heart Improvement Plan – the 4th Street Revitalization – addresses the five blocks along 4th Street that extend from Garfield Avenue to Washington Avenue. The current effort is focused on improving 4th Street through streetscape enhancements, while the City of Loveland Water and Power Department works on upgrades to the utility infrastructure beneath the road. As this project is a significant effort, the City of Loveland and the Loveland Downtown Development Authority (DDA) have come together to finally bring this portion of the Heart Improvement Plan to fruition. We’re excited to reimagine our Downtown and it all starts with 4th Street.
Our project team is composed of local industry professionals who understand the importance of these improvements and are committed to making this a project our community can be proud of while embracing our historic core and creating a vibrant space that highlights our artistic community.
Project Vision
Create a functional, aesthetically pleasing, eclectic Downtown environment that facilitates business vitality, fosters a sense of community, and accentuates the identity of the Downtown commercial district.
Incorporate streetscaping as part of an existing major infrastructure project to minimize business impact and improve the built environment.
Project Impacts
By late February 2025, the City of Loveland aims to begin construction, starting with underground water and stormwater utility improvements. Once infrastructure improvements are complete, the City of Loveland will focus on surface improvements determined by the streetscape design. Between utility and streetscape improvements, each block is anticipated to take six to eight months to construct.
Pedestrian access to 4th Street businesses will remain open throughout the project, however, the road will be closed to vehicular traffic. Visitors can access the corridor by parking in lots along 5th Street and by using other nearby designated on-street parking. Visit the downtown parking webpage for a map of available parking options.
Updates
- Adopted Concept Plans (2009)
- Parking Studies (2018/2019)
- Revised Modernization Plan (2017)
- Infrastructure Assessment (2019)
- 4th Street Construction Design and Drawings (2023)
- Parking study updated
- Present updated plans to LRFA, City Planning Commission, Loveland Parks and Recreation, APP, City Management and DDA Board (07/2023-08/2023)
- First Open House at The Foundry to review public input (08/23/2023)
- Second Open House at the Desk Chair Workspace to gather additional input (12/12/2023)
- City Council Update (01/23/2024)
Project Goals
- Focus on Economic Vitality
- Attract new downtown visitors and patrons to encourage tourism
- Minimize construction disruption
- Finish the project with no business loss or claims
- Allow for efficient access, parking and circulation
- Catalyze business potential in under-utilized areas
- Create a Comfortable and Inviting Downtown Experience Unique to Loveland
- Create a safe environment that is activated at night and day
- Develop a vibrant, engaging and unique streetscape as a regional destination
- Capitalize on artistic spirit and attitude towards placemaking
- Build upon the unique Downtown Loveland identity
- Incorporate art and culture in design and user experience
- Identity and History, unique to Loveland
- Create a Flexible and Adaptable Streetscape
- Flexible and functional space for a variety of uses
- Allow for ease of seasonal programming needs
- Inviting and appealing place for a broad demographic to stimulate diverse businesses
- Design and build an easily maintained space
- Create more safe and comfortable walking/pedestrian zones
- Foster Partnerships for Long Term Success
- Provide for sustained stakeholder engagement
- Ensure Downtown Business support throughout project
Project Funding
On Tuesday, Nov. 19, 2024, Loveland’s City Council unanimously approved using Certificates of Participation (COPs) to help fund the Heart Improvement Plan’s 4th Street Revitalization project. The $24.5 million project will be paid for through a mix of Utility Enterprise Funds and COPs. Utility Enterprise Funds (Stormwater, Water and Power) will contribute $12 million, while the remaining $12.5 million will come from COPs paid by the Downtown Development Authority (DDA). No General Funds will be used for this project.
Stay Informed During Construction
Whether you live outside downtown or are directly affected by the construction, we have project updates tailored to your needs.
- General Public Updates: Receive updates on essential project news, major milestones, city-wide impacts, and opportunities to get involved in marketing and community events.
- Downtown Business/Resident Updates: Receive detailed information about construction impacts, traffic changes, neighborhood-specific updates, and how your business can participate in marketing campaigns and support programs.
To stay informed, sign up for the Heart Improvement Plan Email List.
In 2009, the City of Loveland Public Works Department developed the conceptual plan for the Heart Improvement Plan (HIP Streets), which explored opportunities to enhance the streets within the historic core of Downtown Loveland. In 2017, after gathering public input, the plan was modernized to include a thoughtful and cost-effective approach to revitalizing 19 core blocks of Downtown Loveland.
The first phase of the Heart Improvement Plan – the 4th Street Revitalization – addresses the five blocks along 4th Street that extend from Garfield Avenue to Washington Avenue. The current effort is focused on improving 4th Street through streetscape enhancements, while the City of Loveland Water and Power Department works on upgrades to the utility infrastructure beneath the road. As this project is a significant effort, the City of Loveland and the Loveland Downtown Development Authority (DDA) have come together to finally bring this portion of the Heart Improvement Plan to fruition. We’re excited to reimagine our Downtown and it all starts with 4th Street.
Our project team is composed of local industry professionals who understand the importance of these improvements and are committed to making this a project our community can be proud of while embracing our historic core and creating a vibrant space that highlights our artistic community.
Project Vision
Create a functional, aesthetically pleasing, eclectic Downtown environment that facilitates business vitality, fosters a sense of community, and accentuates the identity of the Downtown commercial district.
Incorporate streetscaping as part of an existing major infrastructure project to minimize business impact and improve the built environment.
Project Impacts
By late February 2025, the City of Loveland aims to begin construction, starting with underground water and stormwater utility improvements. Once infrastructure improvements are complete, the City of Loveland will focus on surface improvements determined by the streetscape design. Between utility and streetscape improvements, each block is anticipated to take six to eight months to construct.
Pedestrian access to 4th Street businesses will remain open throughout the project, however, the road will be closed to vehicular traffic. Visitors can access the corridor by parking in lots along 5th Street and by using other nearby designated on-street parking. Visit the downtown parking webpage for a map of available parking options.
Updates
- Adopted Concept Plans (2009)
- Parking Studies (2018/2019)
- Revised Modernization Plan (2017)
- Infrastructure Assessment (2019)
- 4th Street Construction Design and Drawings (2023)
- Parking study updated
- Present updated plans to LRFA, City Planning Commission, Loveland Parks and Recreation, APP, City Management and DDA Board (07/2023-08/2023)
- First Open House at The Foundry to review public input (08/23/2023)
- Second Open House at the Desk Chair Workspace to gather additional input (12/12/2023)
- City Council Update (01/23/2024)
Project Goals
- Focus on Economic Vitality
- Attract new downtown visitors and patrons to encourage tourism
- Minimize construction disruption
- Finish the project with no business loss or claims
- Allow for efficient access, parking and circulation
- Catalyze business potential in under-utilized areas
- Create a Comfortable and Inviting Downtown Experience Unique to Loveland
- Create a safe environment that is activated at night and day
- Develop a vibrant, engaging and unique streetscape as a regional destination
- Capitalize on artistic spirit and attitude towards placemaking
- Build upon the unique Downtown Loveland identity
- Incorporate art and culture in design and user experience
- Identity and History, unique to Loveland
- Create a Flexible and Adaptable Streetscape
- Flexible and functional space for a variety of uses
- Allow for ease of seasonal programming needs
- Inviting and appealing place for a broad demographic to stimulate diverse businesses
- Design and build an easily maintained space
- Create more safe and comfortable walking/pedestrian zones
- Foster Partnerships for Long Term Success
- Provide for sustained stakeholder engagement
- Ensure Downtown Business support throughout project
Project Funding
On Tuesday, Nov. 19, 2024, Loveland’s City Council unanimously approved using Certificates of Participation (COPs) to help fund the Heart Improvement Plan’s 4th Street Revitalization project. The $24.5 million project will be paid for through a mix of Utility Enterprise Funds and COPs. Utility Enterprise Funds (Stormwater, Water and Power) will contribute $12 million, while the remaining $12.5 million will come from COPs paid by the Downtown Development Authority (DDA). No General Funds will be used for this project.
Stay Informed During Construction
Whether you live outside downtown or are directly affected by the construction, we have project updates tailored to your needs.
- General Public Updates: Receive updates on essential project news, major milestones, city-wide impacts, and opportunities to get involved in marketing and community events.
- Downtown Business/Resident Updates: Receive detailed information about construction impacts, traffic changes, neighborhood-specific updates, and how your business can participate in marketing campaigns and support programs.
To stay informed, sign up for the Heart Improvement Plan Email List.
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Weekly project updates 8/11/25 - 8/15/25
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Here are the project updates for this week (8/18/25-8/22/25):
- Blocks 1 and 2 (Washington to Lincoln Avenues) and Block 5 (Garfield to Railroad Avenue) are fully closed to motorists.
- Concrete work, conduit installation, and irrigation lines.
- Crews are completing utilities, curb returns, and temporary sidewalks on the west side of Lincoln Avenue.
- One east to west and one north to south crosswalk has been maintained at the intersection.
- Storm sewer installation on boulder seat walls/art pedestals on Block 5.
Weather permitting, work activities are Monday-Friday, 7:00 a.m. – 7:00 p.m. Please contact us with any questions at HipStreets@cityofloveland.org(External link)(External link)(External link)(External link)(External link) or 970-962-2524.
Thank you for your continued support as we revitalize 4th Street!
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FOR RELEASE: Found on Fourth: History Unearthed in the Heart of Downtown Loveland
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Digging into Downtown Loveland’s history…literally
Loveland, Colo. — Aug. 14, 2025 — Construction crews working on the Heart Improvement Plan in Downtown Loveland are uncovering more than just old infrastructure—they’re unearthing pieces of the city’s past.
As 4th Street undergoes revitalization, we expected that crews would discover a few unexpected artifacts buried beneath the surface. So far, the findings have amounted to old bottles, cans, wooden water pipes, and other historic bricks that offer a glimpse into Loveland’s early days.
One particularly notable find: a large concrete column discovered directly beneath the center of the intersection of 4th Street and Lincoln Avenue. When City staff started going through historic photos to see what it could be, they discovered that it once served as the foundation for a flagpole in the center of the street. This flagpole was erected in 1918 to celebrate Loveland's participation and success in a Liberty Loan campaign during World War I. Later photos show that the flagpole was removed and the same base served as one of Loveland’s first traffic lights with one central light in the intersection.
This piece of Loveland’s civic history has been carefully removed and placed on public display on 4th Street near Thompson Park, commonly known as Pocket Park. Curious community members are encouraged to stop by and see the artifact for themselves. The concrete base will be transported to a Loveland Recycle Center (400 N Wilson Ave, Loveland, CO 80537) facility the week of August 25.These discoveries are fueling a new exhibit in the works at the Loveland Museum, titled “Found on Fourth,” which will showcase the artifacts and tell the story of the history beneath our feet. The Heart Improvement Plan team, in collaboration with the museum, is currently gathering artifacts and historical materials to bring this exhibit to life in fall of 2026.
As part of the effort, the team is seeking historic photos of 4th Street and downtown Loveland. Community members who have vintage images or relevant materials are encouraged to share them by contacting lwaneka@lovelandpartnership.org.
“We knew this project would reveal old infrastructure, but it’s really fun to also uncover small meaningful pieces of the city’s past,” said Abby Powell, assistant director, Downtown Loveland District. “It’s a powerful reminder that as we build toward Downtown Loveland’s future, we’re always looking back on the foundations of its history.”
Stay tuned for more updates on the exhibit and the transformation of 4th Street as Loveland continues to build forward—while honoring what lies beneath.
Additional project details including construction phasing maps, images and other project updates, can be found at lovgov.org/HIPStreets. To stay informed throughout construction, stakeholders can sign up for the Heart Improvement Plan project newsletter at go.lovgov.org/SubscribetoHIP. For questions about this project or to contact the project team, call Public Works at 970-962-2524 or email HIPStreets@CityofLoveland.org.
About
In 2009, the City of Loveland developed the conceptual plan for the Heart Improvement Plan (HIP Streets), which explored opportunities to enhance the streets within the historic core of Downtown Loveland. In 2017, after gathering public input, the plan was modernized to include a thoughtful and cost-effective approach to revitalizing 19 core blocks of Downtown Loveland. The first phase of the Heart Improvement Plan – the 4th Street Revitalization – addresses the five blocks along 4th Street that extend from N. Garfield Avenue to N. Washington Avenue. The current effort has the City’s Public Works Department focused on improving 4th Street through streetscape enhancements, while the City of Loveland Water and Power Department works on upgrades to the utility infrastructure beneath the road. As this project is a significant effort, the City of Loveland and the Loveland Downtown Development Authority (DDA) have come together to finally bring this portion of the Heart Improvement Plan to fruition.
Project Funding
The Loveland City Council, with a unanimous vote, approved the Certificates of Participation (COPs) financing method providing funding for the Heart Improvement Plan’s 4th Street Revitalization project on Tuesday, Nov. 19, 2024. The project will be funded using a combination of Utility Enterprise Funds and COPs. Utility Enterprise Funds (Stormwater, Water, and Power) will provide $12 million of the project cost, with the remaining $12.5 million funded by COPs. The total estimated program cost for the project is $24.5 million. No General Funds will be utilized or allocated to construct this project.
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Weekly project updates 8/04/25 - 8/08/25
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Here are the project updates for this week (8/4/25-8/8/25):
- Blocks 1 and 2 (Washington to Lincoln Avenues) and Block 5 (Garfield to Railroad Avenue) are fully closed to motorists.
- Crews will begin paving Block 1 (Washington to Jefferson Avenues) next week!
- Crews will continue conduit installation in Block 2 (Jefferson to Lincoln Avenues) next week. Completing the conduit will allow for seat wall installation to resume.
- Crews are completing utilities and curb returns on the west side of Lincoln Avenue. Traffic has been switched to the east/northbound lane to provide room to work.
- Storm sewer installation on Block 5.
- Crews will begin sidewalk removal in preparation for boulder seat wall installation on Block 05.
Weather permitting, work activities are Monday-Friday, 7:00 a.m. – 7:00 p.m. Please contact us with any questions at HipStreets@cityofloveland.org(External link)(External link)(External link)(External link) or 970-962-2524.
Thank you for your continued support as we revitalize 4th Street!
- Blocks 1 and 2 (Washington to Lincoln Avenues) and Block 5 (Garfield to Railroad Avenue) are fully closed to motorists.
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Weekly project updates 7/28/25 - 8/1/2025
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Here are the project updates for this week (7/28/25-8/1/25):
- Blocks 1 and 2 (Washington to Lincoln Avenues) and Block 5 (Garfield to Railroad Avenues) are fully closed to motorists.
- Curb and gutter is complete on Block 1 and crews are fine grading the surface in preparation for concrete paving.
- Concrete work, seat wall installation and conduit installation continue in Block 2.
- Traffic will be switched to the east/northbound lane on Lincoln Avenue at 4th Street next week as utility work progresses west across the intersection.
- Storm sewer installation in Block 5.
Weather permitting, work activities are Monday-Friday, 7:00 a.m. – 7:00 p.m. Please contact us with any questions at HipStreets@cityofloveland.org(External link)(External link)(External link) or 970-962-2524.
Thank you for your continued support as we revitalize 4th Street!
- Blocks 1 and 2 (Washington to Lincoln Avenues) and Block 5 (Garfield to Railroad Avenues) are fully closed to motorists.
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Weekly project updates 7/28/25 - 8/1/25
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Here are the project updates for this week (7/28/25-8/1/25):
- Blocks 1 and 2 (Washington to Lincoln Avenues) and Block 5 (Garfield to Railroad Avenue) are fully closed to motorists.
- Crews will continue concrete work (island curbing and curb and gutter) on Blocks 1 and 2.
- The Lincoln Avenue at 4th Street intersection will remain in a one-lane configuration while crews replace utilities across the intersection.
- The waterline going across Lincoln Avenue is complete and crews are installing storm and power conduit across the intersection.
Weather permitting, work activities are Monday-Friday, 7:00 a.m. – 7:00 p.m. Please contact us with any questions at HipStreets@cityofloveland.org(External link)(External link) or 970-962-2524.
Thank you for your continued support as we revitalize 4th Street!
- Blocks 1 and 2 (Washington to Lincoln Avenues) and Block 5 (Garfield to Railroad Avenue) are fully closed to motorists.
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Weekly project updates 7/21/25 - 7/25/25
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Here are the project updates for next week (7/21/25-7/25/25):
- Lincoln Avenue/US 287 northbound is now reduced to one, northbound travel lane.
- This setup will remain in place for up to 12 weeks.
- We have made a material change at the intersection which should reduce the duration by several weeks.
- The one-lane of traffic will be shifted east to west and back several times as utilities are crossed through the intersection.
- Crews are continuing to work on the waterline across Lincoln Avenue. Following completion of waterline, crews will install storm pipes and power/communications conduits across the street.
- This setup will remain in place for up to 12 weeks.
- Crews are finishing power and communications conduits in Block 1 (Washington to Jefferson Avenues) and will continue conduit installation west in Block 2 (Jefferson to Lincoln Avenues).
- Concrete work starting in Block 1 and 2 last week and will continue this week.
- Storm drain installations in Block 5 (Garfield to Railroad Avenue) began last week and will continue this week.
Weather permitting, work activities are Monday-Friday, 7:00 a.m. – 7:00 p.m. Please contact us with any questions at HipStreets@cityofloveland.org(External link) or 970-962-2524.
Thank you for your continued support as we revitalize 4th Street!
- Lincoln Avenue/US 287 northbound is now reduced to one, northbound travel lane.
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Weekly project updates 7/14/25 - 7/18/25
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Here are the project updates for next week (7/14/25-7/18/25).
- Blocks 1 and 2 (Washington to Lincoln) and Block 5 (Garfield to Railroad Avenues) are fully closed to motorists.
- Crews will start concrete work in Blocks 1 & 2 next week.
- Crews are installing storm in Block 5. Following storm installation, power and communication conduit installation will start.
- The Lincoln Avenue at 4th Street intersection will remain in a one-lane configuration while crews replace utilities across the intersection.
- Access to 4th Street will be via Cleveland and 5th Street.
- The overnight waterline shutdown was successful. These valves will allow for waterline work to continue east-west across the intersection.
Weather permitting, work activities are Monday-Friday, 7:00 a.m. – 7:00 p.m. Please contact us with any questions at HipStreets@cityofloveland.org or 970-962-2524.
Thank you for your continued support as we revitalize 4th Street!
- Blocks 1 and 2 (Washington to Lincoln) and Block 5 (Garfield to Railroad Avenues) are fully closed to motorists.
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Weekly project updates 7/7/25 - 7/11/25
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Here are the project updates for next week (7/7/25-7/11/25):
- The 4th and Garfield and 4th and Railroad Avenue intersections are open to traffic!
- Blocks 1 and 2 (Washington to Lincoln Avenues) and Block 5 (Garfield to Railroad Avenues) are fully closed to motorists.
- Lincoln Avenue at 4th Street will be reduced to one travel lane starting 7/7/25. Access to 4th Street will be via Cleveland Avenue and 5th Street. Please see details in this press release for more information.
- Tree removal – northwest 4th Street and Lincoln Avenue.
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Crews will perform a water line shutdown on 4th Street between Lincoln and Cleveland Avenues on Friday, July 11. This will include overnight work starting at 2 a.m.
Weather permitting, work activities are Monday-Friday, 7:00 a.m. – 7:00 p.m. with the addition of the upcoming night work. Please contact us with any questions at HipStreets@cityofloveland.org or 970-962-2524.
Thank you for your continued support as we revitalize 4th Street!
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FOR RELEASE: Heart Improvement Plan will move to Lincoln Avenue and 4th Street for waterline tie-ins after the Fourth of July
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MEDIA RELEASE
CONTACT: Illianna Milldrum, Communication and Engagement Specialist, 970-962-2608, Illianna.Milldrum@cityofloveland.org
Heart Improvement Plan will move to Lincoln Avenue and 4th Street for waterline tie-ins after the Fourth of July
LOVELAND, Colo. – June 30, 2025 – Weather permitting, the Heart Improvement Plan will begin waterline tie-in work at the intersection of Lincoln Avenue and 4th Street following the Fourth of July holiday. To complete the necessary water and stormwater system extensions for Blocks 1 and 2, Lincoln Avenue will be reduced to a single northbound lane for approximately 12 weeks. Crews will shift the single lane as work progresses across the intersection. While access will be maintained along this major corridor, travelers should expect delays.
The project’s general working hours will be from 7 a.m. to 7 p.m., Monday through Friday. While the project is under construction, business entrances and sidewalks remain open on 4th Street between Washington Avenue and N. Garfield Avenue.
Below are more specific Frequently Asked Questions that may be helpful.
Why will the work on Lincoln Avenue be under construction for 12 weeks?
To complete the final water and stormwater repairs for Blocks 1 and 2, the project will require connecting utility lines at the intersection. During this phase, one northbound travel lane on Lincoln will remain open to maintain traffic flow. Because the project must coordinate complex utility work while keeping traffic moving, additional time is needed. Utility repairs must happen in a set order—starting with water lines, then moving to gas, communication, and electrical lines—before we can improve the stormwater system. This order is required because of where the pipes are located underground. As these improvements are made, lanes will shift from east to west to accommodate the construction zones. Before construction begins, “No Park” signs will be placed between East 3rd Street and 4th Street.
Will there be any additional tree removals?
Tree removals for Blocks 1, 2, and 5 have been completed. The project will finish the remaining removals for Blocks 3 and 4 later this year, beginning with one of the largest trees located at the northwest corner of Lincoln Avenue and 4th Street.
During the design process, the City of Loveland conducted a thorough evaluation of the existing tree canopy in collaboration with the City’s Forestry Division. The first priority was always to preserve mature trees, when possible, as they provide significant value to public spaces. As part of this evaluation, the City’s Urban Forester assessed the health and condition of trees along all five blocks of 4th Street. Several trees were found to be in decline, and many overmature and increasingly susceptible to disease, pests, and storm damage creating potential public safety risks. A few healthier trees were considered for preservation, but their locations conflicted with planned infrastructure upgrades and would not have allowed for adequate protection during construction.
Recognizing the important role trees play in urban environments, the project includes key enhancements to support long-term tree health: an irrigation system, expanded planter areas, and enriched soils. A total of 54 new trees will be planted along the five-block corridor. This revitalized tree canopy, combined with improved growing conditions, represents a meaningful investment in the future of downtown, creating a vibrant and lasting community asset for generations to come.
For additional questions about the tree removals, the types of trees and flowers being planted, and how they’ll be cared for in the future, visit lovgov.org/HIPStreets.
When will the work at Lincoln Avenue and 4th Street be completed?
We anticipate this work to be completed by September 2025, weather permitting.
What are the recommended detour routes during the Lincoln Avenue and 4th Street work?
Motorists are encouraged to use E. 7th Street, E. 1st Street, Washington and Cleveland Avenues. Commuters should plan their routes accordingly and expect delays. Commuters may also reference the City of Loveland’s downtown map at lovgov.org/DowntownParking to find free, available parking throughout construction.
What’s next after Lincoln Avenue and 4th Street’s work?
Utility work on Block 5 will continue with Phase 1A with utility improvements and Blocks 1 and 2 will transition into Phase 1B the first week of July 7 with streetscape enhancements. Streetscape enhancements include curb, gutter, sidewalks, seat walls, planters, and light pole bases.
When will Blocks 1 and 2 be completed?
Each phase, including Phase 1A and Phase 1B, is expected to last between six and eight months with Blocks 1 and 2 scheduled for completion in late fall 2025.
Why is Block 5 overlapping with Blocks 1 and 2?
In partnership with the DDA and local business owners, the construction schedule was designed to minimize disruption to local businesses while maximizing construction efficiencies by dividing the project into five blocks. Construction began with Block 1 and Block 2 followed by construction on Block 5, Block 3, and Block 4. Throughout the project, construction on different blocks will overlap, with work starting on some blocks while others are still in progress.
When will the project transition to Blocks 3 and 4?
Blocks 3 and 4 will begin in Fall 2025. During this time, Blocks 1 and 2 should be completed with Phase 1B’s streetscape enhancements.
How to support the Heart Improvement Plan’s 4th Street revitalization project?
As construction progresses along 4th Street, the City of Loveland and Loveland Downtown Development Authority are dedicated to providing comprehensive support to downtown businesses during construction. To help business owners effectively communicate with customers about key details such as construction schedules, road closures, parking options, and project outcomes, a Downtown Loveland Business Owner’s Toolkit has been developed. This toolkit includes customizable Canva templates for social media, print signage, parking maps, and FAQs, along with communication tips to help businesses share important updates with customers throughout the construction process. Downtown Business Owners are encouraged to visit downtownloveland.org/heart-improvement-plan to access this toolkit.
How to stay in the loop?
Additional project details including construction phasing maps, images and other project updates, can be found at lovgov.org/HIPStreets. To stay informed throughout construction, stakeholders can sign up for the Heart Improvement Plan project newsletter at go.lovgov.org/SubscribetoHIP. For questions about this project or to contact the project team, call Public Works at 970-962-2524 or email HIPStreets@CityofLoveland.org.
About
In 2009, the City of Loveland Public Works Department developed the conceptual plan for the Heart Improvement Plan (HIP Streets), which explored opportunities to enhance the streets within the historic core of Downtown Loveland. In 2017, after gathering public input, the plan was modernized to include a thoughtful and cost-effective approach to revitalizing 19 core blocks of Downtown Loveland.
The first phase of the Heart Improvement Plan – the 4th Street Revitalization – addresses the five blocks along 4th Street that extend from N. Garfield Avenue to N. Washington Avenue. The current effort is focused on improving 4th Street through streetscape enhancements, while the City of Loveland Water and Power Department works on upgrades to the utility infrastructure beneath the road. As this project is a significant effort, the City of Loveland and the Loveland Downtown Development Authority (DDA) have come together to finally bring this portion of the Heart Improvement Plan to fruition.
Project Funding
The Loveland City Council, with a unanimous vote, approved the Certificates of Participation (COPs) financing method providing funding for the Heart Improvement Plan’s 4th Street Revitalization project on Tuesday, Nov. 19, 2024. The project will be funded using a combination of Utility Enterprise Funds and COPs. Utility Enterprise Funds (Stormwater, Water, and Power) will provide $12 million of the project cost, with the remaining $12.5 million funded by COPs. The total estimated program cost for the project is $24.5 million. No General Funds will be utilized or allocated to construct this project.
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Weekly project updates 6/30/25 - 7/4/25
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Here are the project updates for next week (6/30/25-7/4/25).
- Blocks 1 and 2 (Washington to Lincoln Avenues) and Block 5 (Garfield to Railroad Avenue) are fully close to motorists.
- Electrical conduit installation will continue in Block 1
- Stormwater crews will wrap up their work in Block 2 and mobilize to Block 05
- Railroad Avenue East is fully opened and standard traffic patterns have resumed.
- Railroad Avenue West has opened for north and southbound traffic.
- The Garfield & 4th Street intersection is anticipated to be open by July 3, 2025, weather permitting.
- In observance of Independence Day, there will be no work on Friday, July 4. Due to the holiday, work may be lighter on Thursday, July 3 as well.
Weather permitting, work activities are Monday - Thursday, 7:00 a.m. – 7:00 p.m. Please contact us with any questions at HipStreets@cityofloveland.org or 970-962-2524.
Thank you for your continued support as we revitalize 4th Street!
- Blocks 1 and 2 (Washington to Lincoln Avenues) and Block 5 (Garfield to Railroad Avenue) are fully close to motorists.
Stay Informed (Custom)
Project Timeline
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Design
Heart Improvement Plan (HIP Streets) has finished this stageSummer 2023 – Fall 2024
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Construction Start
Heart Improvement Plan (HIP Streets) is currently at this stageFebruary 24, 2025 - February 2026
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Finish
this is an upcoming stage for Heart Improvement Plan (HIP Streets)November 2026
FAQs
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Trees
- What are the main reasons the project chose to remove the existing trees instead of incorporating them into the new design?
- What are the varieties of the new trees and why were they chosen for this project?
- What are the variety of plants/bushes/grasses and why were they chosen?
- Are any of the varieties of trees / plants native to Colorado?
- What's the tree growth rate and what's the approximate size of trees that will be planted?
- How will the new irrigation system be installed and what will the water requirements to keep the new garden beds alive?
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General
- HIP Streets is a project that has been discussed for many years. What triggered the launch of the 4th Street portion of the project?
- What is happening to the plaza at the former Mr. Neats?
- How is the project being funded?
- What are some of the major street and sidewalk changes that have been considered for the corridor?
- What is the plan for the pocket park at 4th and Lincoln?
- How will artwork, both existing and new, be incorporated into the final project?
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Parking
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Bike Access
Videos
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Click here to play video Heart Improvement Plan | 4th Street Revitalization's Groundbreaking On Wednesday, February 26, the City of Loveland and the Loveland Downtown Development Authority took a step toward investing in downtown Loveland with a groundbreaking of the 4th Street Revitalization Project— the first piece of part of the Heart Improvement Plan (HIP Streets). As a whole, HIP Streets has been discussed for decades, where the project's focus is updating critical underground infrastructure for reliability and safety, addressing ADA accommodations, and cultivating a more pedestrian-friendly atmosphere to bring more visitors and businesses downtown. Speakers included the City of Loveland's Mayor Jacki Marsh, Mayor Pro Tem Jon Mallo, City Engineer Nicole Hahn, City Water Engineer Donald Cecil and DDA Executive Director Sean Hawkins. The event welcomed partners, downtown businesses, current and previous City staff, and others who helped bring this vision to life. As construction progresses, stay in the loop by visiting lovgov.org/HIPStreets.
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Click here to play video Heart Improvement Plan | 4th Street Revitalization Project: Project Overview The Heart Improvement Plan | 4th Street Revitalization project welcomes the community in on a more in-depth view of the improvements coming to downtown Loveland. The project aims to bring new utility infrastructure and streetscape enhancements to transform downtown Loveland into a vibrant gathering space that fosters business vitality. ✨ Before construction begins, the project team sat down with the Loveland Downtown Development Authority, local business owners along 4th Street and City staff to share about the upcoming improvements and what the project will bring to our beloved downtown. The project will begin construction on Monday, Feb. 24. Although Lincoln to Garfield Avenue will be under construction, pedestrian accesses and business entrances will always be maintained. We welcome the community to come downtown and check out the progress!
Photos
Documents
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Notices
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Project Newsletters
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Funding
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Letters of Support
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Letter of Support Chamber of Commerce HIP (51.7 KB) (pdf)
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Historic Preservation Commission Letter of Support (666 KB) (pdf)
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Transportation Advisory Board Letter of Support (663 KB) (pdf)
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Citizens_ Finance Advisory Commission Resolution of Support (638 KB) (pdf)
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VAC letter of support_DDA 10162024 (2.27 MB) (docx)
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City Council Meetings
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AIR-102611 - Feb. 4, 2025 (178 KB) (pdf)
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Ordinance - Feb. 4, 2025 (128 KB) (pdf)
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AIR-102564 - Nov. 14, 2024 (180 KB) (pdf)
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Ordinance - Nov. 14, 2024 (227 KB) (pdf)
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Att 2 Preliminary Offering Statement-compressed (943 KB) (pdf)
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Att 3 Certificate Purchase Agreement (1.04 MB) (pdf)
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Att 4 Trust Indenture (1.25 MB) (pdf)
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Att 5 Site and Improvement Lease Agreement (832 KB) (pdf)
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Att 6 Lease Purchase Agreement (1.12 MB) (pdf)
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Att 7 Cooperation Agreement between the City _ the DDA (731 KB) (pdf)
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Att 8 Continuing Disclosure Certificate (756 KB) (pdf)
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Presentations
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Parking
Who's Listening
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Phone 970-962-2558 Email michelle.aschenbrenner@cityofloveland.org -
Phone 970-962-3702 Email donald.cecil@cityofloveland.org -
Phone 970-699-2856 Email SHawkins@lovelandpartnership.org -
Phone 970-541-0605 Email apowell@lovelandpartnership.org -
Phone 970-962-2608 Email illianna.milldrum@cityofloveland.org
Events and Meetings on This Topic
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February 26 2025
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February 18 2025
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February 04 2025
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December 03 2024
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November 19 2024
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November 13 2024
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September 24 2024
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September 17 2024
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January 23 2024
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December 12 2023
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September 21 2023
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September 12 2023
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August 23 2023