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2025-2026 Budget Watch

The City’s budget process ensures that Loveland can provide exceptional service levels and allows for investment in infrastructure that will benefit our community for years to come. We take pride in effectively managing public funds, ensuring that every dollar is spent wisely and in the best interest of the community.

How the City Gets Its Revenue

The City receives funds from sources such as sales and use taxes, licenses and permits, charges for services, interest income and more.

The General Fund supports services provided by the police, fire rescue, public works, library, parks and recreation, cultural services and more. Sales tax is the largest source of General Fund revenue.
The City’s Enterprise Funds support services like water, wastewater, stormwater, power, solid waste and golf. Enterprise Funds are dedicated funds supported through user fees. Just like a business, user fees fund the operation, maintenance and capital projects necessary to provide the service. Only people who pay for these services receive the benefit of these services.
Special Revenue Funds are dedicated funds established by federal or state law, or by municipal ordinance or resolution. Each has its own specific revenue source, such as the countywide Open Lands Sales Tax, which can only be used to support that specific service.

Of these three major fund types, both Enterprise and Special Revenue Funds are dedicated funds, which means they cannot be legally used for anything other than their dedicated purpose.

Changes in The City's General Fund Budget

Since 2016, the increases in costs to maintain infrastructure and provide services to the community have outpaced available revenue. In 2024, the City also lost an ongoing multi-million-dollar revenue stream to fund General Fund departments, including public safety (police and fire), transportation, community spaces (parks, library, museum, Rialto Theater, the Chilson Recreation and Senior Center and Winona Pool), infrastructure projects, general government services, and support services for nonprofits, small businesses, and residents in need.

Stay in the Know

Stay tuned to this webpage to learn more about the City’s 2025-2026 budget, ask questions and find helpful resources as the City prepares its 2026 Budget.

The City’s budget process ensures that Loveland can provide exceptional service levels and allows for investment in infrastructure that will benefit our community for years to come. We take pride in effectively managing public funds, ensuring that every dollar is spent wisely and in the best interest of the community.

How the City Gets Its Revenue

The City receives funds from sources such as sales and use taxes, licenses and permits, charges for services, interest income and more.

The General Fund supports services provided by the police, fire rescue, public works, library, parks and recreation, cultural services and more. Sales tax is the largest source of General Fund revenue.
The City’s Enterprise Funds support services like water, wastewater, stormwater, power, solid waste and golf. Enterprise Funds are dedicated funds supported through user fees. Just like a business, user fees fund the operation, maintenance and capital projects necessary to provide the service. Only people who pay for these services receive the benefit of these services.
Special Revenue Funds are dedicated funds established by federal or state law, or by municipal ordinance or resolution. Each has its own specific revenue source, such as the countywide Open Lands Sales Tax, which can only be used to support that specific service.

Of these three major fund types, both Enterprise and Special Revenue Funds are dedicated funds, which means they cannot be legally used for anything other than their dedicated purpose.

Changes in The City's General Fund Budget

Since 2016, the increases in costs to maintain infrastructure and provide services to the community have outpaced available revenue. In 2024, the City also lost an ongoing multi-million-dollar revenue stream to fund General Fund departments, including public safety (police and fire), transportation, community spaces (parks, library, museum, Rialto Theater, the Chilson Recreation and Senior Center and Winona Pool), infrastructure projects, general government services, and support services for nonprofits, small businesses, and residents in need.

Stay in the Know

Stay tuned to this webpage to learn more about the City’s 2025-2026 budget, ask questions and find helpful resources as the City prepares its 2026 Budget.

News feed

Funds in Focus: City of Loveland thanks residents for attending, publishes questions and answers online

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The City of Loveland welcomed community members to its Funds in Focus budget information community event, on July 10, drawing strong participation both online and in person. A total of 167 people registered to attend virtually, with 79 joining live on Zoom. Another 29 attendees participated in person at Council Chambers.
The session gave residents an opportunity to learn about the City's budgeting process, priorities for 2026, and the factors that influence funding decisions. A highlight of the evening was a robust question-and-answer session where residents submitted questions about how city funds are allocated and managed.
City staff addressed many of these questions during the event and have since compiled all questions and responses into an online resource. Residents can view the results at https://www.letstalkloveland.org/29578/widgets/102467/documents/70696.
For those who missed the event, a recording and additional budget-related materials are also available at the same link.
“This event shows that our residents are highly engaged in our local government, and they want to know how services are funded and the considerations that go into building the annual budget,” said Chief Financial Officer Brian Waldes. “Thanks to everyone who gave us their evening to take an interest and ask questions.”
City of Loveland to host July 10 budget event

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The City of Loveland invites residents to participate in its upcoming Budget Funds in Focus event on Thursday, July 10, 2025, from 5:30 to 6:30 p.m. This hybrid event will offer both in-person and online attendance options, providing residents with an opportunity to learn more about the City’s budgeting process and the development of the 2026 budget. Attendees will also have an opportunity to ask questions and engage directly with City leaders and budget experts.
The Budget Funds in Focus event will be held in person at the Civic Center Municipal Building Council Chambers, 500 E. 3rd Street, and it will also be available online via Zoom. Online attendees can register for the live Zoom before noon, July 10, by visiting https://go.lovgov.org/2025FundsinFocus. Registrants for the online event will receive a confirmation email with information about joining the Zoom webinar.
“Last year’s Budget Information Session received overwhelmingly positive feedback from the community,” said Communication & Engagement Director Nicole Yost. “We hope that this event provides an extra level of transparency and the chance for our residents to understand how public funds are allocated and some of the nuances of various funds. We’re excited to offer this opportunity again and continue fostering meaningful civic opportunities to ask questions.”
Stay informed
To learn more about the City of Loveland’s budget, where City tax dollars are invested in the community, and more, visit our budget webpage.

Page last updated: 18 Jul 2025, 03:30 PM